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Before transitioning to academia in 2019, I enjoyed a distinguished 13-year career within the financial services industry, where I was instrumental in driving various digital transformation projects through digital innovation. 

I am committed to advancing impactful research in digital transformation, with a focus on digital innovation, inclusion, and AI-driven transformation. My research, teaching and industry engagements examine the social and ethical implications of digital technologies across diverse contexts, including micro, small, and medium enterprises (MSMEs), fintech, higher education, and marginalised communities.

With over 15 years of fintech industry experience, I take a pragmatic approach to addressing the challenges and opportunities presented by digital transformation. I also explore how the responsible use of digital technologies, (including AI) for transformation can align digital initiatives with global sustainability objectives, while supporting the UN SDGs, particularly SDG 8 (Decent Work and Economic Growth), SDG 10 (Reduced Inequalities), and SDG 17 (Partnerships for the Goals).

Looking ahead, my goal is to influence the effective transfer of research outputs into actionable strategies that empower institutions, businesses, communities, and individuals in a manner that drives responsible, inclusive, and sustainable digital transformation.

• Research and Innovation Institute of Digital Futures (Full Member)
• Research and Innovation Institute for Responsible Business and Social Justice (Associate Member)

Journal Articles

Stahl, B. C., Owoseni, A. and Ten Holter, C. (2025). The roles of responsible innovation researchers in research projects, Journal of Responsible Innovation, 12(1). doi: 10.1080/23299460.2025.2466897.

Osunmakinde,A., Kolade, O., Owoseni, A. and Nwila, N. (2025). Effectuated spirituality : how spiritual beliefs influence social entrepreunership in low-income contry context, Journal of entrepreneurship in emerging economies. doi: .

Kolade, O., Owoseni, A., and Egbetokun, A. (2024). Is AI changing learning and assessment as we know it? Evidence from a ²ÝÁñÊÓƵ experiment and a conceptual framework. Heliyon, 10 (4). 

Owoseni, A. (2023). What is digital transformation? Investigating the metaphorical meaning of digital transformation and why it matters, Digital Transformation and Society, Vol 3. 

Kolade, O. and Owoseni, A. (2022). Employment 5.0: The work of the future and the future of work, Technology in Society, Vol 71 [V

Owoseni, A., Hatsu, S., andTolani, A. (2021). How do digital technologies influence the dynamic capabilities of micro and small businesses in a pandemic and low-income country context? The Electronic Journal of Information Systems in Developing Countries, e12202. []

Obembe, D., Kolade, S., Obembe, F., Owoseni, A., and Mafimisebi, O. (2021). Covid-19 and the tourism industry: an early-stage sentiment analysis of the impact of social media and stakeholder communication? International Journal of Information Management Data Insights, []

Wilford, S., McBride, N., Brooks, L., Akintoye, S., Owoseni, A., Leach, A., Flick, C., Fisk, M., and Stacey, M. (2021). The Digital Network of Networks: Regulatory Risk and Policy Challenges of Vaccine Passports. European Journal of Risk Regulation [] 

Owoseni, A. andTwinomurinzi, H. (2020). Evaluating mobile app usage by service sector micro and small enterprises in Nigeria: an abductive approach. Information Technology for Development. [] 

Owoseni, A. and Twinomurinzi, H. (2019). The dynamic capabilities of small and medium scale enterprisesusing mobile apps in Lagos, Nigeria. Electronic Journal of Information Systems in Developing Countries. [] 

Owoseni, A., and Twinomurinzi, H. (2018). Mobile apps usage and dynamic capabilities: a structural equation model of SMEs in Lagos, Nigeria. Telematics and Informatics. []

Book Chapter

Owoseni A., Flick C., Firth R., and Fisk, M. (2024). Real life inclusion: How to innovate with low socio-economic status families? In: Martinuzzi, A., Findler, F., and Graf, A.(Eds.) Strategies for responsible Innovation: Perspectives, Projects and Tools for Co-creating the future we want (1st ed) Routledge. DOI:10.4324/9781003319481

Owoseni, A., and  Tolani, A., (2023). How to research small and micro businesses. In Sage Business Cases. SAGE Publications, Ltd., 

Ogoh G., Akintoye S., Eke, D. O., Leach T., Ochang P., Owoseni, A., Oyeniji O, and Stahl B. C. (2022). Contact Tracing Apps for the COVID-19 Pandemic: A Responsible Innovation Perspective In: M. J. Dennis et al. (Eds.) Values for a Post-Pandemic Future, Springer 

Rae, D., Kolade, O. and Owoseni, A. (2021). Are African economies open for entrepreneurship: how do we know? In: Kolade, O., Rae, D., Obembe, D., Woldesenbet Beta, K. (Eds.) The Palgrave Handbook of Africa Entrepreneurship, London: Palgrave Macmillan. [] 

Tolani A., Owoseni, A. and Twinomurinzi H. (2019). Exploring the Effect of Mobile Apps on SMEs inNigeria: A Critical Realist Study. In: Nielsen P., Kimaro H. (eds) Information and CommunicationTechnologies for Development. Strengthening Southern-Driven Cooperation as a Catalyst forICT4D. ICT4D 2019. IFIP Advances in Information and Communication Technology, vol 551.Springer. []

Conference Papers

Owoseni, A., Khene, C., Adedigba, A., and Adisa, M. (2024). Contextual usability of Fintech by African Caribbean Micro-Business Owners in the UK. 2024 IFIP WG9.4 EIFIP Working Group 9.4 Conference on the Implications of Information and Communication Technologies for Development, Capetown South Africa, 20-22 May 2024

Kolade, O., Owoseni, A. and Egbetokun, A. (2023) ‘Frenemy’ of progress? Investigation of the disruptive impacts of generative pre-trained transformers (GPT) on learning and assessment in higher education. British Academy of Management Conference 2023 University of Sussex Business School, Brighton UK

Owoseni, A. and Tolani, A. (2023). Nurturing the digital transformation aspirations of micro-businesses in Nigeria: A strategy formulation approach using photo-elicitation. Development Studies Association (DSA) Conference 2023 on Unsettling Development, University of Reading UK, 24 June -28-30, 2023.

Olaniyan, F. M. A. and Owoseni, A. (2022). Toward Improved Data Quality in Public Health: Analysis of Anomaly Detection Tools Applied to HIV/AIDS Data in Africa. IST Africa Conference, May 2022, South Africa, pp.1–9. 

Owoseni, A., Tolani, A. and Mahmood, Z. (2021). Rethinking methods and ethics of small business research in Africa. Development Studies Association (DSA) Conference 2021 on Unsettling Development (online), University of East Anglia, 24 June -02 July 2021. 

Owoseni, A., Tolani, A. and Mahmood, Z. (2021). Rethinking methods and ethics of small business research in Africa. Development Studies Association (DSA) Conference 2021 on Unsettling Development (online), University of East Anglia, 24 June -02 July 2021. []

Flick, C., Owoseni, A., Fisk, M. and Firth, R. (2021). Visualizing home technologies of the future: a report from Leicester diverse communities. ETHICOMP2021 conference. []

Fisk, M., Flick, C. and Owoseni, A. (2021). Ethical benchmarks for industry and commerce: a new landscape for responsible innovation. ETHICOMP2021 conference online. Jun. 10-Jul. 2, 2021 []

Tolani, A., Owoseni, A. and Twinomurinzi, H. (2020). Designing for Context versus the Lock-In Effect of Free Global Digital Platforms: A Case of SMEs from Nigeria. 15^th International Conference on Design Science Research in Information Systems and Technology (DERIST2020), Kristiansand, Norway 2-4 Dec. 2020. []

Dansharifa, A.R., Iyawa G, E., Owoseni, A. and Iyawa R. (2020). mHealth for Self-Management in Pregnancy: Perceptions of Women in Low-Resource Settings. 9^th International Conference on Health and Social Care Information Systems and Technologies (HCist 2020), Vilamoura, Algarve, Portugal, 21-23 Oct. 2020. []

Owoseni, A., Wakunuma, K., Tolani, A. and Twinomurinzi, H. (2020). Exploring gender gaps: how Nigerian micro business owners use mobile apps for business. 2020 IFIP WG9.4 European Conference on the Social Implications of Computers in Developing Countries (online), 10-11 June 2020. []

Tolani, A., Owoseni, A. and Twinomurinzi, H., (2019). Roles of mobile apps in absorptive capabilities of small and medium size enterprises in Nigeria. IST Africa Conference, Nairobi. 8-10 May 2019. []

Owoseni, A. and Twinomurinzi, H. (2018). Maximizing opportunities using mobile apps: anexploratory factor analysis of service sector micro and small enterprises in Nigeria. 11th AnnualSIG Global Development. AIS 2018 Pre-ICIS Workshop, at San Francisco, Califonia, United States ofAmerica []

Owoseni, A. and Twinomurinzi, H. (2017). The use of mobile apps to enhance SMEs in conditions ofuncertainty : A case study from Lagos. 10th Annual SIG Global Development. AIS 2017 Pre-ICISWorkshop at Seoul, South Korea [] 

Owoseni, A., Salami, O. ,Twinomurinzi, H. and Mtsweni, J. (2017). Evolving a New CommunityThrough Tuckman Model and WhatsApp Messaging Platform. IST Africa Conference, Windhoek,pp. 1–9. []

Owoseni, A. and Twinomurinzi, H., (2016). Mobile App Usage as a Dynamic Capability in Nigerian Start-ups. IST Africa Conference, Durban, pp.1–9. []

Authoured Book:

Owoseni A., Kolade O., and Egbetokun, A. (2024). Generative AI in Higher Education: Innovation Strategies for Teaching and Learning (1st ed) Springer. ISBN 978-3-031-60178-1

Adebowale welcomes enquiries from potential doctoral students and other collaborators in the area of Digital transformation and the Societal impact of digital technologies, specifically focusing on digital skills, digital strategy, digital culture and readiness, and digital innovation.

Specifically, enquiries are particularly welcome in situations where the concepts address the UN Sustainable Development Goals (SDGs) and/or the development needs of low-income countries, and/or minority etnic groups.

• Digital Commerce 
• Digital Transformation
• Digital Technology for Development (DT4D)
• Programming with APIs and Frameworks

• PhD  -  Information Systems
• MBA   -  Information Technology
• MSc    -  Computer Science (Informatics)
• BTech -  Computer Engineering

• Introduction to Digital Technologies
• ICT for Development (ICT4D)
• Human Factors in Systems Design
• Global Web
• Design and Developement of eCommerce Software
• Programming with API and Framework
• Digital Commerce

• Future Research Leader 2021-22: Top 10 promising academic leaders at ²ÝÁñÊÓƵ, resulting in 8 months research leadership training and £1000 grant.
• Achieve More Award 2019: In recognition of outstanding contribution to Robotics Process Automation Project at Union Bank of Nigeria

• Volunteer Lead/Coordinator, Envoy academic expression: A unit of the Envoy Nation, UK - a not-for-profit group creating a learning support structure for ethnic minority immigrant students – Jan. 2022 to date
• Lead, LLEP DSP skill workforce group, as the lead of the Leicester and Leicestershire Enterprise Partnership (LLEP) Digital Skills Partnership (DSP) Skills Workforce Group, I led efforts to explore a wide range of interventions aimed at enhancing digital skills across the region – Jul. 2021 to Apr. 2022
• Parent Gov., Birchwood Special School, Melton Mowbray, UK. Oct. 2023 to date
• Career Mentor, BCS, The Chartered Institute for IT – Nov. 2023 to date
• Member, College of Mentor, Digital Education for Innovation and Economic Development (DEFINED) Project - a transformative digital literacy initiative under the Odu’a Investment Foundation, Southwest Nigeria – Sep. 2024 to date
• Lead, AI for Teaching Learning and Research in HE, a consortium of 8 academics from 6 universities across UK, collaborating to explore how AI can be used responsibly for teaching, learning and research – September 2024 to date

• Senior Fellow, Higher Education Academy (SFHEA) – March 2024
• Professional Member, BCS, The Chartered Institute for IT – November 2023
• Member, British Academy Early Career Researcher Network – April 2023
• Member, UK Association for Information Systems (UKAIS) – December 2022
• Member, IFIP WG 9.4 on the Implications of ICTs for development – May 2021
• Member, Association for Information Systems (AIS) – October 2018

• Lead Implementer (ISO/IEC 20000), PECB
• RPA Developer, BluePrism
• Oracle BPM Advanced Implementation (Developer), Oracle

• Talent 25 Project
• AI for HE (MSc Supervision Case) Project
• HoRRIzon – Roles of RI Researchers in Research Projects  
• East Midlands Accelerator CRF - Bitesize digital skills module Project
• OFS Short course Challenge Project
• Active-DT Project  
• REBOUND Project  
• Living Innovation Project (Liv-In)   Project

2024 IFIP WG9.4 IFIP Working Group 9.4 Conference on the Implications of Information and Communication Technologies for Development, Cape Town South Africa, 20-22 May 2024

• Oluyinka  - Charting the Ethics of African Neuroscience Research.
• Celine - Development of an optimization model for a digitally enabled Circular Plastics Economy (CPE) in Africa
• Ahmed - An extended mobile application users’ information privacy concerns model for evaluating users’ privacy behavior across diverse mobile platforms in Egypt.
• Blessing - Enhancing usability and accessibility of eHealth solutions for aged population in Nigeria.

1. HoRRIzon – Roles of RI Researchers in Research Projects  - 2024
2. East Midlands Accelerator CRF (Digital Skills) - 2022 
3. ²ÝÁñÊÓƵ Ofs Short Course Challenge - 2022
4. Living Innovation Project : European Union's Horizon 2020 research and innovation programme under grant agreement No 78799. 

1. 2020/21  - CEM Faculty Research Grant : Pandemic Motivated Digital Transformation in Nigerian Small Busineses ()
2. 2020/21 - Higher Education Innovation Fund :  Re-skilling Busineses for new Opportunities in the post Covid-19 landscape ()

0000-0001-8360-3197

University of Dundee, Scotland.  June 2023 to date

• External Examiner for IT Management for Business BSc Degree Apprenticeship
• External Examiner for IT Software Development BSc Degree Apprenticeship 

University of Roehampton, London, UK. June 2021 to date

• Independent Endpoint Assessor for Digital and Technology Solutions Professionals (DTSP) BSc Degree Apprenticeship. 

• Guest Editor, on Special Issue on “Reimagining Teaching and Learning with AI: The Global South Perspective” Electronic Journal of Information Systems for Developing Countries January 2024.
• Senior Editor, Electronic Journal of Information Systems for Developing Countries (EJISDC), Wiley-Blackwell. - June 2023 to date 
• Associate Editor, The European Conference on Information Systems (ECIS 2023) Track on ICT for Resilience and Sustainable Development - December 2022
• Co-Chair, track 5 – Digital Resilience in Adversity, at the 2022 International IFIP 9.4 Conference, held from May 25–27, 2022, in Lima, Peru.
• Member of Organising Committee for the 2018 MENA-CIS Conference titled "Industry 4.0 – Towards the Smart Enterprise," held on March 22–23, 2018, at Paris Nanterre University